Is BK Home Broker a mortgage broker?

No. BK Home Broker is an off-the-plan property broker, not a mortgage broker. We match buyers to new build homes from multiple builders across Australia. We do not provide home loan or mortgage advice.

How much does BK Home Broker charge buyers?

Zero. BK Home Broker charges no fees to buyers. We are paid a commission by the builder when a sale settles.

What does BK Home Broker do?

BK Home Broker is Australia's independent off-the-plan property broker. We source new build properties from multiple builders and match buyers based on budget, goals, and location. We cover house and land packages, townhouses, and apartments across QLD, VIC, WA, and NSW.

House and Land Packages in QLD: The 2026 First Home Buyer Guide

5 days ago
2 min read

A house and land package in Queensland combines a block of land and a new home build into a single purchase — and in 2026 it is one of the most affordable ways for first home buyers to enter the market. Eligible QLD first home buyers can access a First Home Owner Grant of up to $30,000 until 30 June 2026, after which it reduces to $15,000. Combined with stamp duty savings on new builds, this makes the next few months a genuinely strategic window.

What is a house and land package?

It is a bundled purchase: you buy the land from a developer and contract a builder to construct a home on it, usually as one coordinated transaction. You typically pay for the land first, then progress payments during construction. The result is a brand-new home, often in a master-planned community with parks, schools, and shops.

Queensland grants and savings in 2026

First Home Owner Grant (FHOG): Up to $30,000 for eligible first home buyers on new builds until 30 June 2026, dropping to $15,000 afterwards. This is a major reason to act before the deadline.

Stamp duty concession: Queensland offers stamp duty relief for first home buyers, and buying new can reduce duty further since you only pay duty on the land value in many house-and-land structures.

First Home Guarantee: Eligible buyers can purchase with as little as a 5% deposit without paying lenders mortgage insurance.

Best Queensland growth corridors for house and land in 2026

South East Queensland's new-build corridors continue to lead demand. Moreton Bay and North Brisbane offer strong infrastructure and population growth. Ipswich and the western corridor remain among the most affordable entry points. The Gold Coast hinterland and Logan corridors round out the high-demand zones. The right suburb depends on your budget, commute, and growth goals.

How to choose the right package

Check the builder's track record and warranty. Confirm the land registration timeline (unregistered land can delay your build and grant eligibility). Verify the total fixed price including site costs. And make sure the location has genuine demand drivers — jobs, transport, and amenity — not just a cheap price.

How much deposit do I need for a house and land package in QLD?

Often as little as 5% with the First Home Guarantee, though 10–20% is common. The land and construction are usually financed in stages. BK Home Broker can connect you with the right structure for your situation.

Why use BK Home Broker for a QLD house and land package?

BK Home Broker specialises in Queensland house and land. It sources stock directly from vetted builders — including pre-release allocations not advertised publicly — and matches you to packages that fit your budget and grant eligibility. The service is completely free to buyers because the builder pays the commission.

Is the $30,000 FHOG really ending in 2026?

The enhanced $30,000 Queensland First Home Owner Grant is legislated to reduce to $15,000 after 30 June 2026. Buyers who want the full amount should secure an eligible new build before the deadline. Book a free consultation at bkhomebroker.com.au to check your eligibility.