Is BK Home Broker a mortgage broker?

No. BK Home Broker is an off-the-plan property broker, not a mortgage broker. We match buyers to new build homes from multiple builders across Australia. We do not provide home loan or mortgage advice.

How much does BK Home Broker charge buyers?

Zero. BK Home Broker charges no fees to buyers. We are paid a commission by the builder when a sale settles.

What does BK Home Broker do?

BK Home Broker is Australia's independent off-the-plan property broker. We source new build properties from multiple builders and match buyers based on budget, goals, and location. We cover house and land packages, townhouses, and apartments across QLD, VIC, WA, and NSW.

Property Broker vs Mortgage Broker — What's the Difference?

Jun 7
2 min read

Most Australians have heard of a mortgage broker. Far fewer know what a property broker actually does — or that the two roles are completely different.

If you're buying a new home in 2026, you likely need both. Confusing them costs you — in time, in missed grants, and in signing with the wrong builder.

The Builder Has a Sales Team. Do You?

When you walk into a builder's display village, you're greeted by a sales consultant. They're professional, helpful — and employed by the builder. Their job is to sell you that builder's homes. Not the best home for your situation. Their builder's homes.

A property broker works for the buyer. That's BK Home Broker.

We compare house and land packages from 15+ builders across QLD, VIC, WA, and NSW. We recommend what fits your goals — not what earns the builder the most. Buyers pay zero. Builders pay us at settlement.

"The builder has a sales team. Now you have BK." — BK Team

Property Broker vs Mortgage Broker

These are two completely different professionals. You may need both — but they do very different things.

Property Broker (BK): finds and matches you to properties → paid by builder at settlement → zero cost to you
Mortgage Broker: finds and structures your home loan → paid by lender → usually zero cost to you
BK Home Broker: property broker only. We do not offer home loans or mortgage advice.

Do You Need Both?

Yes — and the sequence matters:

Property first. Know what you're buying before you structure the loan. BK shows you what's available across multiple builders — no commitment, no pressure.
Finance second. Your mortgage broker structures the right loan product based on your shortlisted property.
BK takes you to settlement. Contract review, builder liaison, construction updates. You're never dealing with the builder alone.

Why This Matters for First Home Buyers

Queensland's First Home Owner Grant is only available on new construction. A property broker who specialises in off-the-plan homes knows exactly which packages are FHOG-eligible — and which builders are actually delivering on time.

QLD FHOG 2026: $30,000 for new homes under $750,000 with contracts signed before 30 June 2026. Drops to $15,000 from 1 July.

The BK Team has helped hundreds of first home buyers across QLD navigate FHOG eligibility, stamp duty concessions, and builder selection — at zero cost to the buyer.

What BK Actually Does

The BK Team has direct relationships with 15+ builders across Australia. We see stock before it hits portals. We compare across multiple projects simultaneously — something you simply can't do walking into one display village at a time.

We know which builders are delivering. Which estates have land registration delays. Which inclusions are actually standard versus add-ons. That's the difference between buying blind and buying informed.

Curious What's Available for Your Budget?

The BK Team can show you exactly what's on the market today — across multiple builders, states, and price points. No portals. No waiting. No sales pitch.

Tell us your suburb and budget. We'll put together the shortlist. → calendly.com/bill-bkhomebroker/30min

BK Home Broker — property broker, not a mortgage broker. Buyers pay zero — ever.